I’m planning to have $24k saved up by early October and $28.5k by mid-November. Considering that the weather in my country is cold from mid-October to mid-May, I aim to leave around early to mid-October and return by mid to late May. During my trip, I plan to stick to my usual spending habits, allowing for occasional treats and fun activities, but not extravagant touristy expenses for the entire six months.
To budget for my trip, I estimate my monthly expenses to be around $1.5k, with an additional $2k set aside for flights as I don’t intend to move around excessively. This budget plan amounts to $12.5k if I travel for two months, but I have a feeling that I should save more money as a precautionary measure, even though my expected expenses fall well below my total savings of $24k.
Considering the uncertainties that may arise, such as unexpected emergencies, I wonder if I should depart in October as initially planned or delay my trip by another month and a half.