Hey guys, so I stumbled upon this thing called Genki Insurance while I was on the hunt for some motorbike coverage for my upcoming trip to Asia. I’m kind of on the fence about whether it’s the real deal or just a fancy name. Apparently, they’re cool with insuring you even if you don’t have a valid motorcycle license, as long as your bike meets a couple of criteria: it’s gotta be under 125cc and have a max speed of around 110 km/h.
The part that’s got me scratching my head is the price tag – it’s hovering around $60. Now that seems pretty darn cheap for any sort of motorbike coverage, especially when they’re willing to cover unlicensed riders. Has anyone given them a shot? What’s the deal with their claims process – are they reliable? And what about any sneaky restrictions or fine print that I need to be aware of?
I’m just trying to suss out whether this is a sweet deal or a classic case of “you’ll only realize it’s worthless when you’re in a bind.” Would love to hear your experiences and insights on this, so hit me up with any info you’ve got!